Developing Smart Payment Solutions for a Fintech Firm

Developed a customized payment solution to reduce security vulnerabilities, improve operational efficiency, and maximize business growth across international borders.

At a glance

Fintech
Industry
USA
Location

Successive Highlight

15x
Higher User Engagement

65%
Improved & Responsive UI

About the Client

The client is a growing fintech firm that offers financial services to merchants and helps streamline their online payments. They provide comprehensive assistance for merchants, allowing them to manage and track their transactions– history, ongoing, and upcoming.

Challenge

The client was facing issues with security and fraudulent activities and wanted a comprehensive payment system that could eliminate system vulnerabilities, streamline their operations, and provide their customers (merchants) with a dashboard panel for seamless online payment.

Solutions Implemented

The Successive Digital team worked in two parallels mainly — transactions and enrolment. Where, on the one hand, we restricted the existing User Interface of BIM to render it more merchant-friendly, the backend team, on the other hand, developed a secure and fraud-proof system with various third-party API integrations.

  • Fraud Detection System Our team built a full-fledged fraud detection system for the client to eliminate their security issues and provide a stable and secure backend system for conducting financial transactions.
  • Dashboard Panel We created a customized dashboard panel for the client’s customers that includes multi-layer features and a user-friendly interface to enable them to track their transactions and automate payments for repetitive orders.
  • API Integration We provided third-party integrations with the client’s system to enable smooth merchant on boarding, extend the functionality of their automatic clearing house (ACH) system, and automate email procedures, such as sending transaction emails or loyalty program emails to existing customers. 

Secure, Fraud-Resistant Backend Architecture

Engineered a robust backend with layered API integrations, third-party verifications, and fraud detection protocols, especially during bank detail submissions and personal data handling, making the system secure and ACH-compliant.

Optimized ACH & Merchant Onboarding Workflows

Streamlined the Automated Clearing House (ACH) process to support batch transactions, significantly lowering payment processing costs by up to 90%, while introducing a merchant onboarding API for seamless registration and faster go-live.

Modular Frontend for Merchant-Centric Operations

Developed a feature-rich, stable frontend that enabled merchants to track daily transactions, manage content, and personalize their dashboard experience, supporting brand elements like logos, loyalty programs, and automated customer emails.

Outcome

Explore Tangible Business Outcomes & Impact Delivered

The client's overall operations have become reliable, and they are now able to bring in more merchants than before, which is helping boost their ROI.

Security issues decreased drastically with a robust system of fraud detection in place.

Our smart payment solution has helped the client expand their business to new regions.

Our easy-to-navigate payment solution allows our clients’ customers, i.e., merchants, to use their dashboard panel and handle operations seamlessly.

“Partnering with Successive was a turning point for our platform. Their team brought deep technical expertise, especially in handling complex financial workflows, data security, and regulatory compliance. They helped us modernize our infrastructure, accelerate our go-to-market, and deliver a seamless digital experience to our users.”

successive Advantage

We design solutions that bring unmatchable customer experience to life and help companies accelerate their growth agendas with breakthrough innovation.